Call report 2013Q4
UNIVERSAL BANK — 2013Q4
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 313,848,000 | USD | evidence → |
| Total loans | 224,826,000 | USD | evidence → |
| Allowance for loan losses | 9,809,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 307,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 270,700,000 | USD | evidence → |
| Interest-bearing deposits | 251,294,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,406,000 | USD | evidence → |
| Equity capital | 39,607,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,331,000 | USD | evidence → |
| Interest expense | 1,199,000 | USD | evidence → |
| Net interest income | 11,132,000 | USD | evidence → |
| Noninterest income | 1,721,000 | USD | evidence → |
| Noninterest expense | 12,811,000 | USD | evidence → |
| Provision for loan losses | -314,000 | USD | evidence → |
| Pretax income | 356,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 306,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,607,000 | USD | evidence → |
| Total capital | 42,228,000 | USD | evidence → |
| Risk-weighted assets | 202,469,000 | USD | evidence → |