Call report 2025Q3
SOUTHERN FIRST BANK — 2025Q3
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,361,508,000 | USD | evidence → |
| Total loans | 3,797,687,000 | USD | evidence → |
| Allowance for loan losses | 41,799,000 | USD | evidence → |
| Securities available for sale | 131,040,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,695,199,000 | USD | evidence → |
| Interest-bearing deposits | 2,944,366,000 | USD | evidence → |
| Noninterest-bearing deposits | 750,833,000 | USD | evidence → |
| Equity capital | 376,239,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 157,130,000 | USD | evidence → |
| Interest expense | 79,385,000 | USD | evidence → |
| Net interest income | 77,745,000 | USD | evidence → |
| Noninterest income | 9,827,000 | USD | evidence → |
| Noninterest expense | 57,214,000 | USD | evidence → |
| Provision for loan losses | 1,900,000 | USD | evidence → |
| Pretax income | 28,458,000 | USD | evidence → |
| Income tax | 6,668,000 | USD | evidence → |
| Net income | 21,790,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 384,665,000 | USD | evidence → |
| Total capital | 426,464,000 | USD | evidence → |
| Risk-weighted assets | 3,353,561,000 | USD | evidence → |