Call report 2025Q2
SOUTHERN FIRST BANK — 2025Q2
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,309,811,000 | USD | evidence → |
| Total loans | 3,759,200,000 | USD | evidence → |
| Allowance for loan losses | 41,285,000 | USD | evidence → |
| Securities available for sale | 128,867,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,656,493,000 | USD | evidence → |
| Interest-bearing deposits | 2,873,497,000 | USD | evidence → |
| Noninterest-bearing deposits | 782,996,000 | USD | evidence → |
| Equity capital | 365,973,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 102,048,000 | USD | evidence → |
| Interest expense | 52,385,000 | USD | evidence → |
| Net interest income | 49,663,000 | USD | evidence → |
| Noninterest income | 6,420,000 | USD | evidence → |
| Noninterest expense | 38,090,000 | USD | evidence → |
| Provision for loan losses | 1,400,000 | USD | evidence → |
| Pretax income | 16,593,000 | USD | evidence → |
| Income tax | 3,886,000 | USD | evidence → |
| Net income | 12,707,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 375,582,000 | USD | evidence → |
| Total capital | 416,867,000 | USD | evidence → |
| Risk-weighted assets | 3,314,211,000 | USD | evidence → |