Call report 2025Q4
SOUTHERN FIRST BANK — 2025Q4
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,406,861,000 | USD | evidence → |
| Total loans | 3,858,650,000 | USD | evidence → |
| Allowance for loan losses | 42,280,000 | USD | evidence → |
| Securities available for sale | 127,730,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,732,295,000 | USD | evidence → |
| Interest-bearing deposits | 2,985,862,000 | USD | evidence → |
| Noninterest-bearing deposits | 746,433,000 | USD | evidence → |
| Equity capital | 387,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 211,716,000 | USD | evidence → |
| Interest expense | 104,734,000 | USD | evidence → |
| Net interest income | 106,982,000 | USD | evidence → |
| Noninterest income | 13,419,000 | USD | evidence → |
| Noninterest expense | 75,697,000 | USD | evidence → |
| Provision for loan losses | 2,450,000 | USD | evidence → |
| Pretax income | 41,739,000 | USD | evidence → |
| Income tax | 9,687,000 | USD | evidence → |
| Net income | 32,052,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 394,927,000 | USD | evidence → |
| Total capital | 437,207,000 | USD | evidence → |
| Risk-weighted assets | 3,401,504,000 | USD | evidence → |