Call report 2025Q1
SOUTHERN FIRST BANK — 2025Q1
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,291,482,000 | USD | evidence → |
| Total loans | 3,696,604,000 | USD | evidence → |
| Allowance for loan losses | 40,687,000 | USD | evidence → |
| Securities available for sale | 131,289,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,646,426,000 | USD | evidence → |
| Interest-bearing deposits | 2,947,893,000 | USD | evidence → |
| Noninterest-bearing deposits | 698,533,000 | USD | evidence → |
| Equity capital | 358,539,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 49,682,000 | USD | evidence → |
| Interest expense | 25,814,000 | USD | evidence → |
| Net interest income | 23,868,000 | USD | evidence → |
| Noninterest income | 3,118,000 | USD | evidence → |
| Noninterest expense | 18,801,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 7,435,000 | USD | evidence → |
| Income tax | 1,755,000 | USD | evidence → |
| Net income | 5,680,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 368,555,000 | USD | evidence → |
| Total capital | 409,028,000 | USD | evidence → |
| Risk-weighted assets | 3,237,681,000 | USD | evidence → |