Call report 2024Q4
SOUTHERN FIRST BANK — 2024Q4
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,090,151,000 | USD | evidence → |
| Total loans | 3,637,267,000 | USD | evidence → |
| Allowance for loan losses | 39,914,000 | USD | evidence → |
| Securities available for sale | 132,127,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,451,454,000 | USD | evidence → |
| Interest-bearing deposits | 2,753,609,000 | USD | evidence → |
| Noninterest-bearing deposits | 697,845,000 | USD | evidence → |
| Equity capital | 351,403,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 201,445,000 | USD | evidence → |
| Interest expense | 117,853,000 | USD | evidence → |
| Net interest income | 83,592,000 | USD | evidence → |
| Noninterest income | 11,569,000 | USD | evidence → |
| Noninterest expense | 72,356,000 | USD | evidence → |
| Provision for loan losses | 500,000 | USD | evidence → |
| Pretax income | 22,305,000 | USD | evidence → |
| Income tax | 4,885,000 | USD | evidence → |
| Net income | 17,420,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 362,875,000 | USD | evidence → |
| Total capital | 402,629,000 | USD | evidence → |
| Risk-weighted assets | 3,180,145,000 | USD | evidence → |