Call report 2004Q3
SOUTHERN FIRST BANK — 2004Q3
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 292,786,000 | USD | evidence → |
| Total loans | 267,832,000 | USD | evidence → |
| Allowance for loan losses | 3,572,000 | USD | evidence → |
| Securities available for sale | 2,950,000 | USD | evidence → |
| Securities held to maturity | 13,697,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 185,889,000 | USD | evidence → |
| Interest-bearing deposits | 169,718,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,171,000 | USD | evidence → |
| Equity capital | 30,923,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,871,000 | USD | evidence → |
| Interest expense | 3,435,000 | USD | evidence → |
| Net interest income | 6,436,000 | USD | evidence → |
| Noninterest income | 454,000 | USD | evidence → |
| Noninterest expense | 3,496,000 | USD | evidence → |
| Provision for loan losses | 1,025,000 | USD | evidence → |
| Pretax income | 2,369,000 | USD | evidence → |
| Income tax | 802,000 | USD | evidence → |
| Net income | 1,567,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,863,000 | USD | evidence → |
| Total capital | 33,880,000 | USD | evidence → |
| Risk-weighted assets | 240,814,000 | USD | evidence → |