Call report 2004Q4
SOUTHERN FIRST BANK — 2004Q4
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 315,570,000 | USD | evidence → |
| Total loans | 280,347,000 | USD | evidence → |
| Allowance for loan losses | 3,717,000 | USD | evidence → |
| Securities available for sale | 12,160,000 | USD | evidence → |
| Securities held to maturity | 13,139,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,592,000 | USD | evidence → |
| Interest-bearing deposits | 189,560,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,032,000 | USD | evidence → |
| Equity capital | 31,693,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,091,000 | USD | evidence → |
| Interest expense | 4,984,000 | USD | evidence → |
| Net interest income | 9,107,000 | USD | evidence → |
| Noninterest income | 635,000 | USD | evidence → |
| Noninterest expense | 4,851,000 | USD | evidence → |
| Provision for loan losses | 1,310,000 | USD | evidence → |
| Pretax income | 3,581,000 | USD | evidence → |
| Income tax | 1,234,000 | USD | evidence → |
| Net income | 2,347,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,643,000 | USD | evidence → |
| Total capital | 34,832,000 | USD | evidence → |
| Risk-weighted assets | 254,558,000 | USD | evidence → |