Call report 2004Q2
SOUTHERN FIRST BANK — 2004Q2
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 273,093,000 | USD | evidence → |
| Total loans | 247,582,000 | USD | evidence → |
| Allowance for loan losses | 3,176,000 | USD | evidence → |
| Securities available for sale | 3,079,000 | USD | evidence → |
| Securities held to maturity | 14,215,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 179,155,000 | USD | evidence → |
| Interest-bearing deposits | 163,352,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,803,000 | USD | evidence → |
| Equity capital | 20,782,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,206,000 | USD | evidence → |
| Interest expense | 2,094,000 | USD | evidence → |
| Net interest income | 4,112,000 | USD | evidence → |
| Noninterest income | 299,000 | USD | evidence → |
| Noninterest expense | 2,313,000 | USD | evidence → |
| Provision for loan losses | 650,000 | USD | evidence → |
| Pretax income | 1,448,000 | USD | evidence → |
| Income tax | 491,000 | USD | evidence → |
| Net income | 957,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,753,000 | USD | evidence → |
| Total capital | 23,574,000 | USD | evidence → |
| Risk-weighted assets | 225,346,000 | USD | evidence → |