Call report 2004Q1
SOUTHERN FIRST BANK — 2004Q1
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 258,516,000 | USD | evidence → |
| Total loans | 229,409,000 | USD | evidence → |
| Allowance for loan losses | 3,042,000 | USD | evidence → |
| Securities available for sale | 3,390,000 | USD | evidence → |
| Securities held to maturity | 15,046,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 175,610,000 | USD | evidence → |
| Interest-bearing deposits | 157,255,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,355,000 | USD | evidence → |
| Equity capital | 19,337,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,993,000 | USD | evidence → |
| Interest expense | 964,000 | USD | evidence → |
| Net interest income | 2,029,000 | USD | evidence → |
| Noninterest income | 137,000 | USD | evidence → |
| Noninterest expense | 1,119,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 697,000 | USD | evidence → |
| Income tax | 238,000 | USD | evidence → |
| Net income | 459,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,255,000 | USD | evidence → |
| Total capital | 21,877,000 | USD | evidence → |
| Risk-weighted assets | 209,358,000 | USD | evidence → |