Call report 2003Q4
SOUTHERN FIRST BANK — 2003Q4
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,454,000 | USD | evidence → |
| Total loans | 208,782,000 | USD | evidence → |
| Allowance for loan losses | 2,431,000 | USD | evidence → |
| Securities available for sale | 3,629,000 | USD | evidence → |
| Securities held to maturity | 9,834,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 170,664,000 | USD | evidence → |
| Interest-bearing deposits | 152,771,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,893,000 | USD | evidence → |
| Equity capital | 16,893,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,893,000 | USD | evidence → |
| Interest expense | 3,437,000 | USD | evidence → |
| Net interest income | 6,456,000 | USD | evidence → |
| Noninterest income | 250,000 | USD | evidence → |
| Noninterest expense | 3,962,000 | USD | evidence → |
| Provision for loan losses | 939,000 | USD | evidence → |
| Pretax income | 1,805,000 | USD | evidence → |
| Income tax | 617,000 | USD | evidence → |
| Net income | 1,188,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,796,000 | USD | evidence → |
| Total capital | 19,176,000 | USD | evidence → |
| Risk-weighted assets | 190,076,000 | USD | evidence → |