Call report 2008Q4
HABERSHAM BANK — 2008Q4
The 22 measures HABERSHAM BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 491,952,000 | USD | evidence → |
| Total loans | 322,775,000 | USD | evidence → |
| Allowance for loan losses | 12,168,000 | USD | evidence → |
| Securities available for sale | 97,278,000 | USD | evidence → |
| Securities held to maturity | 1,025,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 394,240,000 | USD | evidence → |
| Interest-bearing deposits | 377,904,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,336,000 | USD | evidence → |
| Equity capital | 37,891,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,086,000 | USD | evidence → |
| Interest expense | 14,288,000 | USD | evidence → |
| Net interest income | 11,798,000 | USD | evidence → |
| Noninterest income | 2,475,000 | USD | evidence → |
| Noninterest expense | 19,689,000 | USD | evidence → |
| Provision for loan losses | 16,021,000 | USD | evidence → |
| Pretax income | -21,074,000 | USD | evidence → |
| Income tax | -7,203,000 | USD | evidence → |
| Net income | -13,871,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,483,000 | USD | evidence → |
| Total capital | 40,320,000 | USD | evidence → |
| Risk-weighted assets | 380,100,000 | USD | evidence → |