Call report 2008Q3
HABERSHAM BANK — 2008Q3
The 22 measures HABERSHAM BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 497,297,000 | USD | evidence → |
| Total loans | 337,134,000 | USD | evidence → |
| Allowance for loan losses | 7,684,000 | USD | evidence → |
| Securities available for sale | 89,987,000 | USD | evidence → |
| Securities held to maturity | 1,486,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 388,474,000 | USD | evidence → |
| Interest-bearing deposits | 368,093,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,381,000 | USD | evidence → |
| Equity capital | 43,632,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,613,000 | USD | evidence → |
| Interest expense | 10,899,000 | USD | evidence → |
| Net interest income | 9,714,000 | USD | evidence → |
| Noninterest income | 2,543,000 | USD | evidence → |
| Noninterest expense | 12,126,000 | USD | evidence → |
| Provision for loan losses | 7,370,000 | USD | evidence → |
| Pretax income | -6,923,000 | USD | evidence → |
| Income tax | -3,030,000 | USD | evidence → |
| Net income | -3,893,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,990,000 | USD | evidence → |
| Total capital | 45,963,000 | USD | evidence → |
| Risk-weighted assets | 394,705,000 | USD | evidence → |