Call report 2009Q1
HABERSHAM BANK — 2009Q1
The 22 measures HABERSHAM BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 510,678,000 | USD | evidence → |
| Total loans | 322,550,000 | USD | evidence → |
| Allowance for loan losses | 11,223,000 | USD | evidence → |
| Securities available for sale | 98,915,000 | USD | evidence → |
| Securities held to maturity | 1,023,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 418,629,000 | USD | evidence → |
| Interest-bearing deposits | 400,782,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,847,000 | USD | evidence → |
| Equity capital | 37,191,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,676,000 | USD | evidence → |
| Interest expense | 3,217,000 | USD | evidence → |
| Net interest income | 2,459,000 | USD | evidence → |
| Noninterest income | 569,000 | USD | evidence → |
| Noninterest expense | 4,178,000 | USD | evidence → |
| Provision for loan losses | 1,780,000 | USD | evidence → |
| Pretax income | -2,872,000 | USD | evidence → |
| Income tax | -1,214,000 | USD | evidence → |
| Net income | -1,658,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,387,000 | USD | evidence → |
| Total capital | 38,278,000 | USD | evidence → |
| Risk-weighted assets | 384,929,000 | USD | evidence → |