Call report 2008Q2
HABERSHAM BANK — 2008Q2
The 22 measures HABERSHAM BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 501,644,000 | USD | evidence → |
| Total loans | 339,945,000 | USD | evidence → |
| Allowance for loan losses | 2,427,000 | USD | evidence → |
| Securities available for sale | 91,257,000 | USD | evidence → |
| Securities held to maturity | 1,578,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 372,536,000 | USD | evidence → |
| Interest-bearing deposits | 353,740,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,796,000 | USD | evidence → |
| Equity capital | 47,885,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,414,000 | USD | evidence → |
| Interest expense | 7,558,000 | USD | evidence → |
| Net interest income | 6,856,000 | USD | evidence → |
| Noninterest income | 1,747,000 | USD | evidence → |
| Noninterest expense | 8,037,000 | USD | evidence → |
| Provision for loan losses | 1,077,000 | USD | evidence → |
| Pretax income | -221,000 | USD | evidence → |
| Income tax | -405,000 | USD | evidence → |
| Net income | 184,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,634,000 | USD | evidence → |
| Total capital | 48,061,000 | USD | evidence → |
| Risk-weighted assets | 389,726,000 | USD | evidence → |