Call report 2008Q1
HABERSHAM BANK — 2008Q1
The 22 measures HABERSHAM BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 520,216,000 | USD | evidence → |
| Total loans | 341,653,000 | USD | evidence → |
| Allowance for loan losses | 2,239,000 | USD | evidence → |
| Securities available for sale | 96,787,000 | USD | evidence → |
| Securities held to maturity | 2,684,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 403,021,000 | USD | evidence → |
| Interest-bearing deposits | 377,290,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,731,000 | USD | evidence → |
| Equity capital | 50,532,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,591,000 | USD | evidence → |
| Interest expense | 4,000,000 | USD | evidence → |
| Net interest income | 3,591,000 | USD | evidence → |
| Noninterest income | 919,000 | USD | evidence → |
| Noninterest expense | 3,948,000 | USD | evidence → |
| Provision for loan losses | 423,000 | USD | evidence → |
| Pretax income | 266,000 | USD | evidence → |
| Income tax | -44,000 | USD | evidence → |
| Net income | 310,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,558,000 | USD | evidence → |
| Total capital | 48,797,000 | USD | evidence → |
| Risk-weighted assets | 389,135,000 | USD | evidence → |