Call report 2007Q4
HABERSHAM BANK — 2007Q4
The 22 measures HABERSHAM BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 513,380,000 | USD | evidence → |
| Total loans | 352,253,000 | USD | evidence → |
| Allowance for loan losses | 2,137,000 | USD | evidence → |
| Securities available for sale | 89,890,000 | USD | evidence → |
| Securities held to maturity | 2,689,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 390,511,000 | USD | evidence → |
| Interest-bearing deposits | 381,067,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,444,000 | USD | evidence → |
| Equity capital | 50,970,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,312,000 | USD | evidence → |
| Interest expense | 16,847,000 | USD | evidence → |
| Net interest income | 19,465,000 | USD | evidence → |
| Noninterest income | 3,748,000 | USD | evidence → |
| Noninterest expense | 16,964,000 | USD | evidence → |
| Provision for loan losses | 675,000 | USD | evidence → |
| Pretax income | 5,579,000 | USD | evidence → |
| Income tax | 1,629,000 | USD | evidence → |
| Net income | 3,950,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,185,000 | USD | evidence → |
| Total capital | 49,322,000 | USD | evidence → |
| Risk-weighted assets | 397,839,000 | USD | evidence → |