Call report 2007Q3
HABERSHAM BANK — 2007Q3
The 22 measures HABERSHAM BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 505,227,000 | USD | evidence → |
| Total loans | 355,320,000 | USD | evidence → |
| Allowance for loan losses | 2,867,000 | USD | evidence → |
| Securities available for sale | 88,253,000 | USD | evidence → |
| Securities held to maturity | 2,696,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 391,473,000 | USD | evidence → |
| Interest-bearing deposits | 373,245,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,228,000 | USD | evidence → |
| Equity capital | 54,114,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,634,000 | USD | evidence → |
| Interest expense | 12,494,000 | USD | evidence → |
| Net interest income | 15,140,000 | USD | evidence → |
| Noninterest income | 2,822,000 | USD | evidence → |
| Noninterest expense | 12,667,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 5,220,000 | USD | evidence → |
| Income tax | 1,615,000 | USD | evidence → |
| Net income | 3,605,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,931,000 | USD | evidence → |
| Total capital | 53,798,000 | USD | evidence → |
| Risk-weighted assets | 394,119,000 | USD | evidence → |