Call report 2007Q2
HABERSHAM BANK — 2007Q2
The 22 measures HABERSHAM BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 495,573,000 | USD | evidence → |
| Total loans | 361,691,000 | USD | evidence → |
| Allowance for loan losses | 3,116,000 | USD | evidence → |
| Securities available for sale | 84,964,000 | USD | evidence → |
| Securities held to maturity | 2,985,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 380,226,000 | USD | evidence → |
| Interest-bearing deposits | 364,019,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,207,000 | USD | evidence → |
| Equity capital | 52,660,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,350,000 | USD | evidence → |
| Interest expense | 8,099,000 | USD | evidence → |
| Net interest income | 10,251,000 | USD | evidence → |
| Noninterest income | 1,885,000 | USD | evidence → |
| Noninterest expense | 8,456,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,685,000 | USD | evidence → |
| Income tax | 1,153,000 | USD | evidence → |
| Net income | 2,532,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,241,000 | USD | evidence → |
| Total capital | 53,357,000 | USD | evidence → |
| Risk-weighted assets | 396,032,000 | USD | evidence → |