Call report 2007Q1
HABERSHAM BANK — 2007Q1
The 22 measures HABERSHAM BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 491,183,000 | USD | evidence → |
| Total loans | 354,189,000 | USD | evidence → |
| Allowance for loan losses | 3,378,000 | USD | evidence → |
| Securities available for sale | 87,118,000 | USD | evidence → |
| Securities held to maturity | 2,990,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 379,969,000 | USD | evidence → |
| Interest-bearing deposits | 355,889,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,080,000 | USD | evidence → |
| Equity capital | 52,862,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,038,000 | USD | evidence → |
| Interest expense | 3,980,000 | USD | evidence → |
| Net interest income | 5,058,000 | USD | evidence → |
| Noninterest income | 915,000 | USD | evidence → |
| Noninterest expense | 4,196,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,782,000 | USD | evidence → |
| Income tax | 554,000 | USD | evidence → |
| Net income | 1,228,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,324,000 | USD | evidence → |
| Total capital | 52,702,000 | USD | evidence → |
| Risk-weighted assets | 387,371,000 | USD | evidence → |