Call report 2006Q4
HABERSHAM BANK — 2006Q4
The 22 measures HABERSHAM BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 554,919,000 | USD | evidence → |
| Total loans | 349,444,000 | USD | evidence → |
| Allowance for loan losses | 3,445,000 | USD | evidence → |
| Securities available for sale | 84,982,000 | USD | evidence → |
| Securities held to maturity | 3,289,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 451,375,000 | USD | evidence → |
| Interest-bearing deposits | 429,469,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,906,000 | USD | evidence → |
| Equity capital | 51,869,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,484,000 | USD | evidence → |
| Interest expense | 13,218,000 | USD | evidence → |
| Net interest income | 21,266,000 | USD | evidence → |
| Noninterest income | 3,659,000 | USD | evidence → |
| Noninterest expense | 15,816,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 9,096,000 | USD | evidence → |
| Income tax | 2,936,000 | USD | evidence → |
| Net income | 6,160,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,470,000 | USD | evidence → |
| Total capital | 51,915,000 | USD | evidence → |
| Risk-weighted assets | 393,459,000 | USD | evidence → |