Call report 2005Q4
HABERSHAM BANK — 2005Q4
The 22 measures HABERSHAM BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 477,586,000 | USD | evidence → |
| Total loans | 322,837,000 | USD | evidence → |
| Allowance for loan losses | 3,945,000 | USD | evidence → |
| Securities available for sale | 73,115,000 | USD | evidence → |
| Securities held to maturity | 3,387,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 373,218,000 | USD | evidence → |
| Interest-bearing deposits | 333,894,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,324,000 | USD | evidence → |
| Equity capital | 46,989,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,903,000 | USD | evidence → |
| Interest expense | 8,600,000 | USD | evidence → |
| Net interest income | 17,303,000 | USD | evidence → |
| Noninterest income | 3,298,000 | USD | evidence → |
| Noninterest expense | 13,735,000 | USD | evidence → |
| Provision for loan losses | 330,000 | USD | evidence → |
| Pretax income | 6,530,000 | USD | evidence → |
| Income tax | 2,051,000 | USD | evidence → |
| Net income | 4,479,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,730,000 | USD | evidence → |
| Total capital | 47,675,000 | USD | evidence → |
| Risk-weighted assets | 353,773,000 | USD | evidence → |