Call report 2005Q3
HABERSHAM BANK — 2005Q3
The 22 measures HABERSHAM BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 444,413,000 | USD | evidence → |
| Total loans | 325,001,000 | USD | evidence → |
| Allowance for loan losses | 3,980,000 | USD | evidence → |
| Securities available for sale | 73,247,000 | USD | evidence → |
| Securities held to maturity | 3,396,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 335,836,000 | USD | evidence → |
| Interest-bearing deposits | 316,025,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,811,000 | USD | evidence → |
| Equity capital | 46,745,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,458,000 | USD | evidence → |
| Interest expense | 6,049,000 | USD | evidence → |
| Net interest income | 12,409,000 | USD | evidence → |
| Noninterest income | 2,353,000 | USD | evidence → |
| Noninterest expense | 9,844,000 | USD | evidence → |
| Provision for loan losses | 330,000 | USD | evidence → |
| Pretax income | 4,600,000 | USD | evidence → |
| Income tax | 1,410,000 | USD | evidence → |
| Net income | 3,190,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,030,000 | USD | evidence → |
| Total capital | 47,010,000 | USD | evidence → |
| Risk-weighted assets | 350,655,000 | USD | evidence → |