Call report 2006Q1
HABERSHAM BANK — 2006Q1
The 22 measures HABERSHAM BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 468,281,000 | USD | evidence → |
| Total loans | 320,054,000 | USD | evidence → |
| Allowance for loan losses | 3,940,000 | USD | evidence → |
| Securities available for sale | 78,322,000 | USD | evidence → |
| Securities held to maturity | 3,384,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 367,875,000 | USD | evidence → |
| Interest-bearing deposits | 345,450,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,425,000 | USD | evidence → |
| Equity capital | 47,950,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,988,000 | USD | evidence → |
| Interest expense | 2,884,000 | USD | evidence → |
| Net interest income | 5,104,000 | USD | evidence → |
| Noninterest income | 838,000 | USD | evidence → |
| Noninterest expense | 3,775,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,162,000 | USD | evidence → |
| Income tax | 692,000 | USD | evidence → |
| Net income | 1,470,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,838,000 | USD | evidence → |
| Total capital | 48,778,000 | USD | evidence → |
| Risk-weighted assets | 351,314,000 | USD | evidence → |