Call report 2004Q3
HABERSHAM BANK — 2004Q3
The 22 measures HABERSHAM BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 395,924,000 | USD | evidence → |
| Total loans | 280,621,000 | USD | evidence → |
| Allowance for loan losses | 3,635,000 | USD | evidence → |
| Securities available for sale | 67,204,000 | USD | evidence → |
| Securities held to maturity | 4,217,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 303,753,000 | USD | evidence → |
| Interest-bearing deposits | 284,914,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,839,000 | USD | evidence → |
| Equity capital | 45,167,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,361,000 | USD | evidence → |
| Interest expense | 5,012,000 | USD | evidence → |
| Net interest income | 10,349,000 | USD | evidence → |
| Noninterest income | 3,336,000 | USD | evidence → |
| Noninterest expense | 10,101,000 | USD | evidence → |
| Provision for loan losses | 403,000 | USD | evidence → |
| Pretax income | 3,228,000 | USD | evidence → |
| Income tax | 915,000 | USD | evidence → |
| Net income | 2,313,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,660,000 | USD | evidence → |
| Total capital | 46,295,000 | USD | evidence → |
| Risk-weighted assets | 306,501,000 | USD | evidence → |