Call report 2004Q4
HABERSHAM BANK — 2004Q4
The 22 measures HABERSHAM BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 385,926,000 | USD | evidence → |
| Total loans | 281,836,000 | USD | evidence → |
| Allowance for loan losses | 3,635,000 | USD | evidence → |
| Securities available for sale | 70,313,000 | USD | evidence → |
| Securities held to maturity | 4,111,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 293,284,000 | USD | evidence → |
| Interest-bearing deposits | 275,720,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,564,000 | USD | evidence → |
| Equity capital | 45,632,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,756,000 | USD | evidence → |
| Interest expense | 6,792,000 | USD | evidence → |
| Net interest income | 13,964,000 | USD | evidence → |
| Noninterest income | 4,130,000 | USD | evidence → |
| Noninterest expense | 13,436,000 | USD | evidence → |
| Provision for loan losses | 483,000 | USD | evidence → |
| Pretax income | 4,407,000 | USD | evidence → |
| Income tax | 1,263,000 | USD | evidence → |
| Net income | 3,144,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,205,000 | USD | evidence → |
| Total capital | 46,840,000 | USD | evidence → |
| Risk-weighted assets | 307,251,000 | USD | evidence → |