Call report 2004Q2
HABERSHAM BANK — 2004Q2
The 22 measures HABERSHAM BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 377,531,000 | USD | evidence → |
| Total loans | 275,081,000 | USD | evidence → |
| Allowance for loan losses | 3,589,000 | USD | evidence → |
| Securities available for sale | 66,960,000 | USD | evidence → |
| Securities held to maturity | 4,439,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 275,508,000 | USD | evidence → |
| Interest-bearing deposits | 262,857,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,651,000 | USD | evidence → |
| Equity capital | 43,619,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,111,000 | USD | evidence → |
| Interest expense | 3,291,000 | USD | evidence → |
| Net interest income | 6,820,000 | USD | evidence → |
| Noninterest income | 2,455,000 | USD | evidence → |
| Noninterest expense | 6,791,000 | USD | evidence → |
| Provision for loan losses | 283,000 | USD | evidence → |
| Pretax income | 2,239,000 | USD | evidence → |
| Income tax | 649,000 | USD | evidence → |
| Net income | 1,590,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,203,000 | USD | evidence → |
| Total capital | 45,792,000 | USD | evidence → |
| Risk-weighted assets | 303,335,000 | USD | evidence → |