Call report 2004Q1
HABERSHAM BANK — 2004Q1
The 22 measures HABERSHAM BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 369,255,000 | USD | evidence → |
| Total loans | 259,863,000 | USD | evidence → |
| Allowance for loan losses | 3,567,000 | USD | evidence → |
| Securities available for sale | 70,546,000 | USD | evidence → |
| Securities held to maturity | 4,751,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 279,514,000 | USD | evidence → |
| Interest-bearing deposits | 263,524,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,990,000 | USD | evidence → |
| Equity capital | 46,135,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,066,000 | USD | evidence → |
| Interest expense | 1,666,000 | USD | evidence → |
| Net interest income | 3,400,000 | USD | evidence → |
| Noninterest income | 754,000 | USD | evidence → |
| Noninterest expense | 3,283,000 | USD | evidence → |
| Provision for loan losses | 163,000 | USD | evidence → |
| Pretax income | 739,000 | USD | evidence → |
| Income tax | 171,000 | USD | evidence → |
| Net income | 568,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,896,000 | USD | evidence → |
| Total capital | 46,463,000 | USD | evidence → |
| Risk-weighted assets | 285,560,000 | USD | evidence → |