Call report 2003Q4
HABERSHAM BANK — 2003Q4
The 22 measures HABERSHAM BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 374,547,000 | USD | evidence → |
| Total loans | 266,933,000 | USD | evidence → |
| Allowance for loan losses | 3,589,000 | USD | evidence → |
| Securities available for sale | 72,813,000 | USD | evidence → |
| Securities held to maturity | 4,860,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 281,631,000 | USD | evidence → |
| Interest-bearing deposits | 268,766,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,865,000 | USD | evidence → |
| Equity capital | 45,502,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,578,000 | USD | evidence → |
| Interest expense | 8,122,000 | USD | evidence → |
| Net interest income | 14,456,000 | USD | evidence → |
| Noninterest income | 3,165,000 | USD | evidence → |
| Noninterest expense | 12,610,000 | USD | evidence → |
| Provision for loan losses | 950,000 | USD | evidence → |
| Pretax income | 4,272,000 | USD | evidence → |
| Income tax | 1,080,000 | USD | evidence → |
| Net income | 3,192,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,777,000 | USD | evidence → |
| Total capital | 46,366,000 | USD | evidence → |
| Risk-weighted assets | 290,869,000 | USD | evidence → |