Call report 2003Q3
HABERSHAM BANK — 2003Q3
The 22 measures HABERSHAM BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 385,263,000 | USD | evidence → |
| Total loans | 272,008,000 | USD | evidence → |
| Allowance for loan losses | 3,752,000 | USD | evidence → |
| Securities available for sale | 71,153,000 | USD | evidence → |
| Securities held to maturity | 5,275,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 292,523,000 | USD | evidence → |
| Interest-bearing deposits | 274,865,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,658,000 | USD | evidence → |
| Equity capital | 48,293,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,289,000 | USD | evidence → |
| Interest expense | 6,310,000 | USD | evidence → |
| Net interest income | 10,979,000 | USD | evidence → |
| Noninterest income | 2,429,000 | USD | evidence → |
| Noninterest expense | 9,190,000 | USD | evidence → |
| Provision for loan losses | 788,000 | USD | evidence → |
| Pretax income | 3,442,000 | USD | evidence → |
| Income tax | 930,000 | USD | evidence → |
| Net income | 2,512,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,603,000 | USD | evidence → |
| Total capital | 49,218,000 | USD | evidence → |
| Risk-weighted assets | 289,065,000 | USD | evidence → |