Call report 2003Q2
HABERSHAM BANK — 2003Q2
The 22 measures HABERSHAM BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 399,867,000 | USD | evidence → |
| Total loans | 298,923,000 | USD | evidence → |
| Allowance for loan losses | 3,678,000 | USD | evidence → |
| Securities available for sale | 59,691,000 | USD | evidence → |
| Securities held to maturity | 6,020,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 307,220,000 | USD | evidence → |
| Interest-bearing deposits | 290,854,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,366,000 | USD | evidence → |
| Equity capital | 49,806,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,854,000 | USD | evidence → |
| Interest expense | 4,377,000 | USD | evidence → |
| Net interest income | 7,477,000 | USD | evidence → |
| Noninterest income | 1,741,000 | USD | evidence → |
| Noninterest expense | 6,072,000 | USD | evidence → |
| Provision for loan losses | 525,000 | USD | evidence → |
| Pretax income | 2,631,000 | USD | evidence → |
| Income tax | 721,000 | USD | evidence → |
| Net income | 1,910,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,211,000 | USD | evidence → |
| Total capital | 49,889,000 | USD | evidence → |
| Risk-weighted assets | 314,768,000 | USD | evidence → |