Call report 2003Q1
HABERSHAM BANK — 2003Q1
The 22 measures HABERSHAM BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 397,926,000 | USD | evidence → |
| Total loans | 303,414,000 | USD | evidence → |
| Allowance for loan losses | 3,539,000 | USD | evidence → |
| Securities available for sale | 52,671,000 | USD | evidence → |
| Securities held to maturity | 6,629,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 300,318,000 | USD | evidence → |
| Interest-bearing deposits | 288,241,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,077,000 | USD | evidence → |
| Equity capital | 48,500,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,989,000 | USD | evidence → |
| Interest expense | 2,257,000 | USD | evidence → |
| Net interest income | 3,732,000 | USD | evidence → |
| Noninterest income | 825,000 | USD | evidence → |
| Noninterest expense | 3,021,000 | USD | evidence → |
| Provision for loan losses | 263,000 | USD | evidence → |
| Pretax income | 1,279,000 | USD | evidence → |
| Income tax | 344,000 | USD | evidence → |
| Net income | 935,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,241,000 | USD | evidence → |
| Total capital | 48,780,000 | USD | evidence → |
| Risk-weighted assets | 314,727,000 | USD | evidence → |