Call report 2002Q4
HABERSHAM BANK — 2002Q4
The 22 measures HABERSHAM BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 429,103,000 | USD | evidence → |
| Total loans | 307,294,000 | USD | evidence → |
| Allowance for loan losses | 3,479,000 | USD | evidence → |
| Securities available for sale | 54,818,000 | USD | evidence → |
| Securities held to maturity | 6,889,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 331,043,000 | USD | evidence → |
| Interest-bearing deposits | 305,790,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,253,000 | USD | evidence → |
| Equity capital | 47,523,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,145,000 | USD | evidence → |
| Interest expense | 13,640,000 | USD | evidence → |
| Net interest income | 19,505,000 | USD | evidence → |
| Noninterest income | 34,145,000 | USD | evidence → |
| Noninterest expense | 43,419,000 | USD | evidence → |
| Provision for loan losses | 1,446,000 | USD | evidence → |
| Pretax income | 8,798,000 | USD | evidence → |
| Income tax | 3,177,000 | USD | evidence → |
| Net income | 5,621,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,310,000 | USD | evidence → |
| Total capital | 47,789,000 | USD | evidence → |
| Risk-weighted assets | 327,647,000 | USD | evidence → |