Call report 2025Q4
HOUGHTON STATE BANK — 2025Q4
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 210,084,000 | USD | evidence → |
| Total loans | 157,847,000 | USD | evidence → |
| Allowance for loan losses | 2,124,000 | USD | evidence → |
| Securities available for sale | 31,083,000 | USD | evidence → |
| Securities held to maturity | 718,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 175,046,000 | USD | evidence → |
| Interest-bearing deposits | 128,931,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,115,000 | USD | evidence → |
| Equity capital | 34,411,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,398,000 | USD | evidence → |
| Interest expense | 2,706,000 | USD | evidence → |
| Net interest income | 7,692,000 | USD | evidence → |
| Noninterest income | 764,000 | USD | evidence → |
| Noninterest expense | 4,138,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 4,161,000 | USD | evidence → |
| Income tax | 965,000 | USD | evidence → |
| Net income | 3,196,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,456,000 | USD | evidence → |
| Total capital | 32,575,000 | USD | evidence → |
| Risk-weighted assets | 169,517,000 | USD | evidence → |