Call report 2026Q1
HOUGHTON STATE BANK — 2026Q1
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 218,723,000 | USD | evidence → |
| Total loans | 149,526,000 | USD | evidence → |
| Allowance for loan losses | 2,124,000 | USD | evidence → |
| Securities available for sale | 33,606,000 | USD | evidence → |
| Securities held to maturity | 713,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 183,337,000 | USD | evidence → |
| Interest-bearing deposits | 137,834,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,503,000 | USD | evidence → |
| Equity capital | 34,764,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,658,000 | USD | evidence → |
| Interest expense | 674,000 | USD | evidence → |
| Net interest income | 1,984,000 | USD | evidence → |
| Noninterest income | 188,000 | USD | evidence → |
| Noninterest expense | 1,123,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,041,000 | USD | evidence → |
| Income tax | 239,000 | USD | evidence → |
| Net income | 802,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,926,000 | USD | evidence → |
| Total capital | 32,939,000 | USD | evidence → |
| Risk-weighted assets | 160,915,000 | USD | evidence → |