Call report 2025Q3
HOUGHTON STATE BANK — 2025Q3
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 204,657,000 | USD | evidence → |
| Total loans | 154,733,000 | USD | evidence → |
| Allowance for loan losses | 1,982,000 | USD | evidence → |
| Securities available for sale | 29,850,000 | USD | evidence → |
| Securities held to maturity | 723,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 166,812,000 | USD | evidence → |
| Interest-bearing deposits | 120,605,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,207,000 | USD | evidence → |
| Equity capital | 33,865,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,768,000 | USD | evidence → |
| Interest expense | 2,033,000 | USD | evidence → |
| Net interest income | 5,735,000 | USD | evidence → |
| Noninterest income | 556,000 | USD | evidence → |
| Noninterest expense | 3,093,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,186,000 | USD | evidence → |
| Income tax | 739,000 | USD | evidence → |
| Net income | 2,447,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,038,000 | USD | evidence → |
| Total capital | 32,020,000 | USD | evidence → |
| Risk-weighted assets | 166,278,000 | USD | evidence → |