Call report 2025Q2
HOUGHTON STATE BANK — 2025Q2
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 206,085,000 | USD | evidence → |
| Total loans | 155,388,000 | USD | evidence → |
| Allowance for loan losses | 1,984,000 | USD | evidence → |
| Securities available for sale | 30,251,000 | USD | evidence → |
| Securities held to maturity | 728,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 172,359,000 | USD | evidence → |
| Interest-bearing deposits | 125,148,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,211,000 | USD | evidence → |
| Equity capital | 33,238,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,210,000 | USD | evidence → |
| Interest expense | 1,400,000 | USD | evidence → |
| Net interest income | 3,810,000 | USD | evidence → |
| Noninterest income | 366,000 | USD | evidence → |
| Noninterest expense | 2,012,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,161,000 | USD | evidence → |
| Income tax | 505,000 | USD | evidence → |
| Net income | 1,656,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,579,000 | USD | evidence → |
| Total capital | 31,563,000 | USD | evidence → |
| Risk-weighted assets | 169,061,000 | USD | evidence → |