Call report 2008Q4
HOUGHTON STATE BANK — 2008Q4
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 136,970,000 | USD | evidence → |
| Total loans | 104,952,000 | USD | evidence → |
| Allowance for loan losses | 1,093,000 | USD | evidence → |
| Securities available for sale | 3,245,000 | USD | evidence → |
| Securities held to maturity | 14,705,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,514,000 | USD | evidence → |
| Interest-bearing deposits | 95,309,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,205,000 | USD | evidence → |
| Equity capital | 15,302,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,405,000 | USD | evidence → |
| Interest expense | 2,640,000 | USD | evidence → |
| Net interest income | 4,765,000 | USD | evidence → |
| Noninterest income | 712,000 | USD | evidence → |
| Noninterest expense | 2,849,000 | USD | evidence → |
| Provision for loan losses | 292,000 | USD | evidence → |
| Pretax income | 2,336,000 | USD | evidence → |
| Income tax | 826,000 | USD | evidence → |
| Net income | 1,510,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,247,000 | USD | evidence → |
| Total capital | 11,340,000 | USD | evidence → |
| Risk-weighted assets | 107,816,000 | USD | evidence → |