Call report 2008Q3
HOUGHTON STATE BANK — 2008Q3
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,602,000 | USD | evidence → |
| Total loans | 103,139,000 | USD | evidence → |
| Allowance for loan losses | 1,021,000 | USD | evidence → |
| Securities available for sale | 3,400,000 | USD | evidence → |
| Securities held to maturity | 16,851,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,648,000 | USD | evidence → |
| Interest-bearing deposits | 92,332,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,316,000 | USD | evidence → |
| Equity capital | 15,202,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,550,000 | USD | evidence → |
| Interest expense | 2,069,000 | USD | evidence → |
| Net interest income | 3,481,000 | USD | evidence → |
| Noninterest income | 540,000 | USD | evidence → |
| Noninterest expense | 2,111,000 | USD | evidence → |
| Provision for loan losses | 166,000 | USD | evidence → |
| Pretax income | 1,744,000 | USD | evidence → |
| Income tax | 630,000 | USD | evidence → |
| Net income | 1,114,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,156,000 | USD | evidence → |
| Total capital | 11,177,000 | USD | evidence → |
| Risk-weighted assets | 106,208,000 | USD | evidence → |