Call report 2009Q1
HOUGHTON STATE BANK — 2009Q1
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 137,157,000 | USD | evidence → |
| Total loans | 97,163,000 | USD | evidence → |
| Allowance for loan losses | 1,060,000 | USD | evidence → |
| Securities available for sale | 4,961,000 | USD | evidence → |
| Securities held to maturity | 14,914,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,034,000 | USD | evidence → |
| Interest-bearing deposits | 97,194,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,840,000 | USD | evidence → |
| Equity capital | 15,693,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,699,000 | USD | evidence → |
| Interest expense | 489,000 | USD | evidence → |
| Net interest income | 1,210,000 | USD | evidence → |
| Noninterest income | 165,000 | USD | evidence → |
| Noninterest expense | 747,000 | USD | evidence → |
| Provision for loan losses | 41,000 | USD | evidence → |
| Pretax income | 587,000 | USD | evidence → |
| Income tax | 210,000 | USD | evidence → |
| Net income | 377,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,624,000 | USD | evidence → |
| Total capital | 11,684,000 | USD | evidence → |
| Risk-weighted assets | 100,890,000 | USD | evidence → |