Call report 2008Q2
HOUGHTON STATE BANK — 2008Q2
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,897,000 | USD | evidence → |
| Total loans | 99,894,000 | USD | evidence → |
| Allowance for loan losses | 1,026,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 15,943,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,775,000 | USD | evidence → |
| Interest-bearing deposits | 94,132,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,643,000 | USD | evidence → |
| Equity capital | 14,761,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,711,000 | USD | evidence → |
| Interest expense | 1,442,000 | USD | evidence → |
| Net interest income | 2,269,000 | USD | evidence → |
| Noninterest income | 338,000 | USD | evidence → |
| Noninterest expense | 1,414,000 | USD | evidence → |
| Provision for loan losses | 109,000 | USD | evidence → |
| Pretax income | 1,084,000 | USD | evidence → |
| Income tax | 390,000 | USD | evidence → |
| Net income | 694,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,736,000 | USD | evidence → |
| Total capital | 10,762,000 | USD | evidence → |
| Risk-weighted assets | 102,781,000 | USD | evidence → |