Call report 2008Q1
HOUGHTON STATE BANK — 2008Q1
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,153,000 | USD | evidence → |
| Total loans | 99,699,000 | USD | evidence → |
| Allowance for loan losses | 1,003,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 14,519,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,120,000 | USD | evidence → |
| Interest-bearing deposits | 95,093,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,027,000 | USD | evidence → |
| Equity capital | 14,697,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,899,000 | USD | evidence → |
| Interest expense | 784,000 | USD | evidence → |
| Net interest income | 1,115,000 | USD | evidence → |
| Noninterest income | 150,000 | USD | evidence → |
| Noninterest expense | 713,000 | USD | evidence → |
| Provision for loan losses | 47,000 | USD | evidence → |
| Pretax income | 505,000 | USD | evidence → |
| Income tax | 181,000 | USD | evidence → |
| Net income | 324,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,672,000 | USD | evidence → |
| Total capital | 10,675,000 | USD | evidence → |
| Risk-weighted assets | 102,270,000 | USD | evidence → |