Call report 2006Q2
HOUGHTON STATE BANK — 2006Q2
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 124,191,000 | USD | evidence → |
| Total loans | 92,810,000 | USD | evidence → |
| Allowance for loan losses | 966,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 20,234,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,104,000 | USD | evidence → |
| Interest-bearing deposits | 89,518,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,586,000 | USD | evidence → |
| Equity capital | 14,709,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,623,000 | USD | evidence → |
| Interest expense | 1,447,000 | USD | evidence → |
| Net interest income | 2,176,000 | USD | evidence → |
| Noninterest income | 320,000 | USD | evidence → |
| Noninterest expense | 1,389,000 | USD | evidence → |
| Provision for loan losses | 47,000 | USD | evidence → |
| Pretax income | 1,060,000 | USD | evidence → |
| Income tax | 372,000 | USD | evidence → |
| Net income | 688,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,684,000 | USD | evidence → |
| Total capital | 10,650,000 | USD | evidence → |
| Risk-weighted assets | 95,234,000 | USD | evidence → |