Call report 2006Q1
HOUGHTON STATE BANK — 2006Q1
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 128,749,000 | USD | evidence → |
| Total loans | 92,252,000 | USD | evidence → |
| Allowance for loan losses | 965,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 20,804,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,260,000 | USD | evidence → |
| Interest-bearing deposits | 92,534,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,726,000 | USD | evidence → |
| Equity capital | 14,342,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,758,000 | USD | evidence → |
| Interest expense | 695,000 | USD | evidence → |
| Net interest income | 1,063,000 | USD | evidence → |
| Noninterest income | 159,000 | USD | evidence → |
| Noninterest expense | 705,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 492,000 | USD | evidence → |
| Income tax | 171,000 | USD | evidence → |
| Net income | 321,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,317,000 | USD | evidence → |
| Total capital | 10,282,000 | USD | evidence → |
| Risk-weighted assets | 95,992,000 | USD | evidence → |