Call report 2006Q3
HOUGHTON STATE BANK — 2006Q3
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,583,000 | USD | evidence → |
| Total loans | 93,564,000 | USD | evidence → |
| Allowance for loan losses | 947,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 19,845,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,392,000 | USD | evidence → |
| Interest-bearing deposits | 88,162,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,230,000 | USD | evidence → |
| Equity capital | 15,056,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,539,000 | USD | evidence → |
| Interest expense | 2,255,000 | USD | evidence → |
| Net interest income | 3,284,000 | USD | evidence → |
| Noninterest income | 471,000 | USD | evidence → |
| Noninterest expense | 2,088,000 | USD | evidence → |
| Provision for loan losses | 68,000 | USD | evidence → |
| Pretax income | 1,599,000 | USD | evidence → |
| Income tax | 564,000 | USD | evidence → |
| Net income | 1,035,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,031,000 | USD | evidence → |
| Total capital | 10,978,000 | USD | evidence → |
| Risk-weighted assets | 96,577,000 | USD | evidence → |