Call report 2005Q4
HOUGHTON STATE BANK — 2005Q4
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,622,000 | USD | evidence → |
| Total loans | 92,591,000 | USD | evidence → |
| Allowance for loan losses | 902,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 20,346,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 104,549,000 | USD | evidence → |
| Interest-bearing deposits | 89,193,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,356,000 | USD | evidence → |
| Equity capital | 14,621,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,609,000 | USD | evidence → |
| Interest expense | 2,066,000 | USD | evidence → |
| Net interest income | 4,543,000 | USD | evidence → |
| Noninterest income | 621,000 | USD | evidence → |
| Noninterest expense | 2,807,000 | USD | evidence → |
| Provision for loan losses | 177,000 | USD | evidence → |
| Pretax income | 2,180,000 | USD | evidence → |
| Income tax | 757,000 | USD | evidence → |
| Net income | 1,423,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,596,000 | USD | evidence → |
| Total capital | 10,498,000 | USD | evidence → |
| Risk-weighted assets | 95,748,000 | USD | evidence → |