Call report 2005Q3
HOUGHTON STATE BANK — 2005Q3
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,519,000 | USD | evidence → |
| Total loans | 88,790,000 | USD | evidence → |
| Allowance for loan losses | 858,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 24,901,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,800,000 | USD | evidence → |
| Interest-bearing deposits | 87,978,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,822,000 | USD | evidence → |
| Equity capital | 14,583,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,784,000 | USD | evidence → |
| Interest expense | 1,420,000 | USD | evidence → |
| Net interest income | 3,364,000 | USD | evidence → |
| Noninterest income | 495,000 | USD | evidence → |
| Noninterest expense | 2,103,000 | USD | evidence → |
| Provision for loan losses | 103,000 | USD | evidence → |
| Pretax income | 1,653,000 | USD | evidence → |
| Income tax | 574,000 | USD | evidence → |
| Net income | 1,079,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,558,000 | USD | evidence → |
| Total capital | 10,416,000 | USD | evidence → |
| Risk-weighted assets | 92,117,000 | USD | evidence → |