Call report 2004Q4
HOUGHTON STATE BANK — 2004Q4
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 116,449,000 | USD | evidence → |
| Total loans | 82,235,000 | USD | evidence → |
| Allowance for loan losses | 836,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 17,417,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,466,000 | USD | evidence → |
| Interest-bearing deposits | 78,592,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,874,000 | USD | evidence → |
| Equity capital | 14,377,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,804,000 | USD | evidence → |
| Interest expense | 1,359,000 | USD | evidence → |
| Net interest income | 4,445,000 | USD | evidence → |
| Noninterest income | 747,000 | USD | evidence → |
| Noninterest expense | 2,726,000 | USD | evidence → |
| Provision for loan losses | 192,000 | USD | evidence → |
| Pretax income | 2,274,000 | USD | evidence → |
| Income tax | 782,000 | USD | evidence → |
| Net income | 1,492,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,352,000 | USD | evidence → |
| Total capital | 10,188,000 | USD | evidence → |
| Risk-weighted assets | 85,907,000 | USD | evidence → |