Call report 2004Q3
HOUGHTON STATE BANK — 2004Q3
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,957,000 | USD | evidence → |
| Total loans | 84,335,000 | USD | evidence → |
| Allowance for loan losses | 786,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 17,906,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,500,000 | USD | evidence → |
| Interest-bearing deposits | 75,713,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,787,000 | USD | evidence → |
| Equity capital | 14,229,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,323,000 | USD | evidence → |
| Interest expense | 1,009,000 | USD | evidence → |
| Net interest income | 3,314,000 | USD | evidence → |
| Noninterest income | 565,000 | USD | evidence → |
| Noninterest expense | 2,023,000 | USD | evidence → |
| Provision for loan losses | 111,000 | USD | evidence → |
| Pretax income | 1,745,000 | USD | evidence → |
| Income tax | 602,000 | USD | evidence → |
| Net income | 1,143,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,204,000 | USD | evidence → |
| Total capital | 9,990,000 | USD | evidence → |
| Risk-weighted assets | 86,875,000 | USD | evidence → |