Call report 2005Q1
HOUGHTON STATE BANK — 2005Q1
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,033,000 | USD | evidence → |
| Total loans | 82,260,000 | USD | evidence → |
| Allowance for loan losses | 837,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 21,447,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,170,000 | USD | evidence → |
| Interest-bearing deposits | 83,369,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,801,000 | USD | evidence → |
| Equity capital | 14,445,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,471,000 | USD | evidence → |
| Interest expense | 382,000 | USD | evidence → |
| Net interest income | 1,089,000 | USD | evidence → |
| Noninterest income | 156,000 | USD | evidence → |
| Noninterest expense | 713,000 | USD | evidence → |
| Provision for loan losses | 29,000 | USD | evidence → |
| Pretax income | 503,000 | USD | evidence → |
| Income tax | 173,000 | USD | evidence → |
| Net income | 330,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,420,000 | USD | evidence → |
| Total capital | 10,257,000 | USD | evidence → |
| Risk-weighted assets | 86,184,000 | USD | evidence → |